Website Terms of Use

Please read these Terms of Use carefully before using https://fmabusiness.com/  (the “Website”). By accessing and using this Website, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please do not use this Website.

Acceptance of Terms

By using the Website, you acknowledge and agree to these Terms of Use and any other policies and guidelines linked to or referenced herein.

Changes to Terms

We reserve the right to modify, update, or change these Terms of Use at any time without prior notice. Changes will be effective upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms of Use.

Intellectual Property Rights

  • Copyright: All content, materials, and designs on this Website, including but not limited to text, images, graphics, logos, and software, are the property of Forever Millionaires Academy and are protected by copyright laws.
  • Trademarks: Forever Millionaires Academy (here forthwith known as “FMA”) and any related trademarks, service marks, or logos are the property of Forever Millionaires Academy.

You may not copy, modify, reproduce, distribute, transmit, or display any content from this Website without prior written consent from FMA.

Use of the Website

You agree to use the Website for lawful purposes only. You may not use the Website for any of the following purposes:

  • To violate any applicable local, state, national, or international law or regulation.
  • To engage in any activity that could harm, disable, overburden, or impair the Website, its servers, or any networks connected to the Website.
  • To impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.
  • To attempt to gain unauthorized access to other computer systems or networks connected to the Website.

User Registration

Certain areas of the Website may require user registration. When registering, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

Purchases

  • Financial transaction or purchases

Any transaction of any product or service made available through the products (“Career”) may require certain information relevant to the transaction, including but not limited to your address and banking details.

  • Subscriptions

Some parts of the service are billed on a subscription basis (“Subscription(s)”). You will be billed in advance on a recurring term stated in the product or service purchased.

Contents

Our service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material (“Content”). However, usage of FMA trademark, logo and copyright will require written approval from FMA Management.

Email Newsletter One Stop Center E-Portal

Email newsletter, messaging program, and a One Stop Center E-Portal is used to inform users about our products and services. Users can subscribe to these services online. However, some subscriptions may require manual processing with prior written agreement from the user before completion. Our subscriptions procedure is in compliance with International Spam Laws detailed in the Privacy and Electronic Communications Regulations 2003. All personal details relating to subscriptions are held securely and in accordance with the Data Protection Act 1998. No personal details are passed on to third parties nor shared with companies/people outside of the company that operates this website. Under the Data Protection Act 1998, you may request a copy of personal information held about you by this website’s email newsletter program.

A small fee will be payable. If you would like a copy of the information, please write to the business address at the bottom of this policy. Email marketing campaigns published by this website or its owners may contain tracking facilities within the actual email. Subscriber activity is tracked and stored in a database for future analysis and evaluation. Such tracked activity may include; the opening of emails, forwarding of emails, the clicking of links within the email content, times, dates and frequency of activity [this is by no far a comprehensive list]. This information is used to refine future email campaigns and supply the user with more relevant content based on their activity. In compliance with International Spam Laws and the Privacy and Electronic Communications Regulations 2003 subscribers are given the opportunity to un-subscribe at any time through an automated system. This process is detailed at the footer of each email campaign. If an automated un-subscription system is unavailable clear instructions on how to unsubscribe will by detailed instead.

Use of Cookies

This website uses cookies to better the users experience while visiting the website. Where applicable this website uses a cookie control system allowing the user on their first visit to the website to allow or disallow the use of cookies on their computer/device. This complies with recent legislation requirements for website’s to obtain explicit consent from users before leaving behind or reading files such as cookies on a user’s computer / device. Cookies are small files saved to the user’s computers hard drive that track, save and store information about the user’s interactions and usage of the website. This allows the website, through it’s server to provide the users with a tailored experience within this website.

Users are advised that if they wish to deny the use and saving of cookies from this website on to their computers hard drive they should take necessary steps within their web browsers security settings to block all cookies from this website and it’s external serving vendors. This website uses tracking software to monitor its visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computers hard drive in order to track and monitor your engagement and usage of the website but will not store, save or collect personal information. You can read Google’s privacy policy here for further information [ http://www.google.com/privacy.html ]. Other cookies may be stored to your computers hard drive by external vendors when this website uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.

Link to Other Websites

Our service may contain links to third-party websites or services.

We do not have control over, and no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that FMA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

  • Adverts and Sponsored Links

FMA website and other technologies may contain sponsored links and advertisements. These will typically be served through our advertising partners, to whom may have detailed privacy policies relating directly to the adverts served. Clicking on any such adverts will redirect you to the advertiser’s website through a referral program which may use cookies and will track the number of referrals sent from this website. This may include the use of cookies which may, be saved on your computer’s hard drive. Users should be aware of the risks and implications  by clicking on the sponsored links and fully understand that FMA and its owners cannot be held liable for any damages or implications caused in doing so.

 

  • Social Media Platforms

Communication, engagement and actions taken through external social media platforms that this website and its owners participate are specifically tailored to the terms and conditions and the privacy policies of each social media platform. Users are advised to use social media platforms wisely and communicate/engage with due care and caution in regard to privacy and personal exposure. This website nor it’s owners will never ask for personal information through social media platforms and encourage users wishing to discuss sensitive details to contact them via email or phone. This website may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page through your social media platform account.

 

  • Shortened Links in Social Media

This website and its owners may share web links to relevant web pages. However, users are advised to take caution and good judgment before clicking any shortened URL’s published on social media platforms by this website and its owners. Despite the best efforts to ensure only genuine URL’s are published many social media platforms are prone to spam and hacking and therefore this website and its owners cannot be held liable for any damages or implications caused by visiting any shortened links.

Privacy

We value your privacy. Our Forever Millionaires Academy Privacy and Data Protection Policy explains our practices concerning the collection and use of your information. By using the Website, you hereby agree to adhere to our Privacy and Data Protection Policy.

Disclaimer

The Website is provided “as is” and “as available” without any warranties of any kind, either express or implied. FMA does not warrant the accuracy or completeness of the content or materials on the Website. However, FMA will adheres to provide the most accurate and up to date information which are made available at the time of publishing.

Limitation of Liability

FMA is not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Website.

Indemnification

You agree to indemnify and hold FMA, its affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use of the Website.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Malaysia as upheld by the Malaysia’s Communication and Multimedia Commission, without regard to its conflict of law principles.

Contact Information

If you have any questions or concerns regarding these Terms of Use, please contact us at:

Forever Millionaires Academy

support@fmabusiness.com